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By December 2, 2015

Disclaimer: The Information within this article does not constitute personal financial advice. In preparing this document, Libero has not taken into account your particular goals and objectives, anticipated resources, current situation or attitudes. You should therefore consider the appropriateness of the material, in light of your own objectives, financial situation or needs, before taking any action. You should also obtain a copy of the PDS of any products referenced before making any decisions. The data, information and research commentary in this document (“Information”) may be derived from information obtained from other parties which cannot be verified by Libero and therefore is not guaranteed to be complete or accurate, and Libero accepts no liability for errors or omissions. Libero and MCG Wealth Management do not guarantee the performance of any fund, stock or the return of an investor’s capital. Past performance is not a reliable indicator of future performance.