


<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//liberocapital.com.au/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://liberocapital.com.au/service-and-advice/libero-capital_headerbg-city/</loc>
		<lastmod>2015-11-18T21:50:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/yourteam/portrait_placeholder/</loc>
		<lastmod>2015-11-27T15:36:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/yourteam/portrait_placeholder2/</loc>
		<lastmod>2015-11-27T15:38:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/investment-management/libero-capital_headerbg-graph-hands/</loc>
		<lastmod>2015-11-27T18:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/wealth-advisory/libero-capital_headerbg-couple-moutain/</loc>
		<lastmod>2015-11-27T18:46:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/yourteam/libero-capital_headerbg-offices/</loc>
		<lastmod>2015-11-27T18:49:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/contact-us/libero-capital_headerbg-eye/</loc>
		<lastmod>2015-11-27T18:53:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/disclaimer/libero-capital_headerbg-offices2/</loc>
		<lastmod>2015-11-27T19:55:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/privacy-policy/libero-capital_headerbg-city-buildings/</loc>
		<lastmod>2015-11-27T19:57:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/service-and-advice/libero-capital_headerbg-retired-couple/</loc>
		<lastmod>2015-11-27T20:15:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/personal-risk-management-plan-do-you-have-one/libero-capital_blog-desk-circle/</loc>
		<lastmod>2015-12-02T05:59:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-sponsors-amnesty-international/libero-capital_blog-amnesty-international-logo-2/</loc>
		<lastmod>2016-05-16T16:06:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-supports-doctors-without-borders-medecins-sans-frontieres/libero-capital_blog-doctors-without-borders/</loc>
		<lastmod>2016-05-16T16:13:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/yourteam/portrait_paul-cox-director/</loc>
		<lastmod>2016-05-16T17:14:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/viewing-portfolio-right-lens/libero-capital_blog_australian-sharemarket/</loc>
		<lastmod>2016-07-01T22:01:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/viewing-portfolio-right-lens/libero-capital_blog_economic-cycle/</loc>
		<lastmod>2016-07-01T22:17:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/viewing-portfolio-right-lens/libero-capital_blog_investment-portfolio-classification/</loc>
		<lastmod>2016-07-01T22:27:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/march-2016-market-summary/libero-capital_blog_gdp-growth/</loc>
		<lastmod>2016-07-02T04:49:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/march-2016-market-summary/libero-capital_blog_asx200-index/</loc>
		<lastmod>2016-07-02T04:51:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/march-2016-market-summary/libero-capital_blog_interest-rates-and-yields/</loc>
		<lastmod>2016-07-02T04:53:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/end-another-company-reporting-season/unnamed-1/</loc>
		<lastmod>2016-11-11T03:22:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/end-another-company-reporting-season/unnamed-2/</loc>
		<lastmod>2016-11-11T03:24:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/us-election-outcome/unnamed-4/</loc>
		<lastmod>2016-11-11T03:34:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/low-growth-environment-causes-effects-trump-card/unnamed-5/</loc>
		<lastmod>2016-12-01T23:35:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/low-growth-environment-causes-effects-trump-card/unnamed-6/</loc>
		<lastmod>2016-12-01T23:39:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/brexit-investment-portfolio/adobestock_99591299resized/</loc>
		<lastmod>2016-12-02T00:08:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/brexit-investment-portfolio/adobestock_95999644resized/</loc>
		<lastmod>2016-12-02T00:08:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/brexit-investment-portfolio/adobestock_124586970resized/</loc>
		<lastmod>2016-12-02T00:08:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/the-importance-of-diversification/unnamed-7/</loc>
		<lastmod>2017-02-03T01:46:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/the-importance-of-diversification/unnamed-8/</loc>
		<lastmod>2017-02-03T01:49:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/market-update-will-trump-rally-continue/unnamed-9/</loc>
		<lastmod>2017-02-23T03:59:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/market-update-will-trump-rally-continue/unnamed-10/</loc>
		<lastmod>2017-02-23T04:02:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/betashares-aus-high-interest-cash-etf-2017-09-17/</loc>
		<lastmod>2017-11-14T23:08:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/liberocapital_fsg-20th-october-2014-v5-mda-and-privacy-cc-libero-capital/</loc>
		<lastmod>2018-05-11T04:29:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/nwag_mda-fsg-material_gsrfpl00602a_june2017_v2-0_h24_netw_asgard/</loc>
		<lastmod>2018-05-11T04:29:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/capability-statement-20171127v3compressed/</loc>
		<lastmod>2018-05-11T04:29:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/liberocapital_anz-etfs-physical-gold-etf/</loc>
		<lastmod>2018-05-15T00:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/gmo_systematic-global-macro-trust/</loc>
		<lastmod>2018-05-15T00:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/betashares-aus-bank-senior-floating-rate-bond-etf-2017-04-24/</loc>
		<lastmod>2018-05-15T00:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/gmo-major-markets-trust-2017-09-30/</loc>
		<lastmod>2018-05-15T00:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-europe-etf-prospectus-1-2017-08-01/</loc>
		<lastmod>2018-05-15T00:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-government-inflation-etf-2017-09-29/</loc>
		<lastmod>2018-05-15T00:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-etfs-iaa-ieu-and-ivv-prospectus-2-2017-08-02/</loc>
		<lastmod>2018-05-15T00:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/amp-core-infrastructure-fund/</loc>
		<lastmod>2018-05-15T00:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ellerston-aus-market-neutral-fund/</loc>
		<lastmod>2018-05-15T00:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/invesco-global-targeted-returns-fund/</loc>
		<lastmod>2018-05-15T00:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/liberocapital_spdr-sp-asx-australian-bond-fund/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/liberocapital_state-street-global-equity-fund/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/liberocapital_morningstar-diversified-alternatives-fund/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth_active-conservative-fund/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/spdr_sp-as-200-fund/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/spdr_sp-world-ex-australia-fund/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ironbark-lhp-global-long-short-fund-2017-09-30/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-asia-50-etf-prospectus-1-2017-08-01/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-sp500-etf-prospectus-1-2017-08-01/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/legg-mason-brandywine-global-opp-fixed-income-fund-2017-09-30/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-vectors-ftse-global-infrastructure-hedged-etf-2017-09-22/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-msci-index-int-shares-hedged-etf-2017-10-27/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/russell-bond-etfs-rgb-rsm-rcb/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-global-infrastructure-etf/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-msci-japan-etf-australian-prospectus/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-msci-japan-etf-us-prospectus/</loc>
		<lastmod>2018-05-15T00:42:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/liberocapital_macquarie-term-deposit/</loc>
		<lastmod>2018-05-15T01:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/liberocapital_macquarie-cash-management-account-mas/</loc>
		<lastmod>2018-05-15T01:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/liberocapital_zurich-australia-wealth-protection-pds-and-application-form/</loc>
		<lastmod>2018-05-15T01:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/gl_pds_and_application-form_2017-12-04/</loc>
		<lastmod>2018-05-15T01:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/managed-account-pds/</loc>
		<lastmod>2018-05-15T01:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-australian-govt-bond-etf-2017-07-01/</loc>
		<lastmod>2018-07-10T22:50:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-australian-prop-securities-etf-2017-07-01/</loc>
		<lastmod>2018-07-10T22:50:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/libero-capital-fsg-and-privacy-policy-18-august-2018-v6-secured/</loc>
		<lastmod>2018-09-04T00:38:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/generation-life-investment-bonds/</loc>
		<lastmod>2018-11-06T00:56:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ironbark-lhp-global-long-short-fund/</loc>
		<lastmod>2018-11-06T00:59:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-government-inflation-etf/</loc>
		<lastmod>2018-11-06T00:59:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/legg-mason-brandywine-global-opp-fixed-income-fund/</loc>
		<lastmod>2018-11-06T00:59:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/invesco-global-targeted-returns-fund-2/</loc>
		<lastmod>2018-11-06T00:59:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-etfs-iaa-ieu-ijp-and-ivv/</loc>
		<lastmod>2018-11-06T01:00:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/fsg-november-27-2018-updated-v7-and-privacy-policy-secured/</loc>
		<lastmod>2018-11-28T04:53:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/gen-life-pds-product-update-2-jan-2019/</loc>
		<lastmod>2019-02-13T21:34:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-etfs-iaa-ieu-ijp-and-ivv-2/</loc>
		<lastmod>2019-02-13T22:17:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-australian-government-bond-index-etf-vgb/</loc>
		<lastmod>2019-02-13T22:17:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-msci-index-int-shares-hedged-etf-vgad/</loc>
		<lastmod>2019-02-13T22:18:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-australian-property-securities-index-etf-vap/</loc>
		<lastmod>2019-02-13T22:18:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/gmo-major-markets-trust-systematic-global-macro-trust/</loc>
		<lastmod>2019-02-13T22:18:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/spdr-sp-asx-200-fund-stw/</loc>
		<lastmod>2019-02-13T22:20:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/spdr-sp-asx-australian-bond-fund-bond/</loc>
		<lastmod>2019-02-13T22:20:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-active-conservative-fund/</loc>
		<lastmod>2019-02-13T22:20:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/russell-inv-balanced-fund-class-a/</loc>
		<lastmod>2019-02-13T22:22:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/russell-inv-conservative-fund-class-a/</loc>
		<lastmod>2019-02-13T22:23:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/russell-inv-growth-fund-class-a/</loc>
		<lastmod>2019-02-13T22:23:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/russell-inv-high-growth-fund-class-a/</loc>
		<lastmod>2019-02-13T22:23:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/zurich-wealth-protection-pds/</loc>
		<lastmod>2019-02-21T21:51:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/saf_pds/</loc>
		<lastmod>2019-03-13T23:13:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-australian-fixed-income-and-cash-etfs-product-disclosure-statement-en-au/</loc>
		<lastmod>2019-03-13T23:13:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-ifi-hedged-fund-pds/</loc>
		<lastmod>2019-03-13T23:14:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/capability-statement-im-20190315v2-compressed-secured/</loc>
		<lastmod>2019-03-15T04:53:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/australian-executor-trustees-saf_pds/</loc>
		<lastmod>2019-03-20T03:36:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-aus-fixed-interest-index-fund/</loc>
		<lastmod>2019-03-26T01:18:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-australian-equal-weighted-etf-mvw/</loc>
		<lastmod>2019-03-26T01:19:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/jp-morgan-global-macro-opp-fund/</loc>
		<lastmod>2019-03-26T01:19:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/market-update-strong-start-to-2019/market-update-head/</loc>
		<lastmod>2019-03-26T06:58:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/market-update-strong-start-to-2019/asx200accumfy-ytd-20190321-9900000000079e3c/</loc>
		<lastmod>2019-03-26T06:58:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/market-update-first-quarter-of-2019-financial-year/reportingseasoninnumbers-sept2018/</loc>
		<lastmod>2019-03-26T07:00:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/market-update-first-quarter-of-2019-financial-year/market-update-quarter-head/</loc>
		<lastmod>2019-03-26T07:01:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/jp-morgan-global-macro-opp-fund-2/</loc>
		<lastmod>2019-06-20T04:49:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/legg-mason-brandywine-global-opp-fixed-income-fund-2/</loc>
		<lastmod>2019-06-20T04:49:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-index-opp-conservative-fund/</loc>
		<lastmod>2019-06-20T04:49:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-australian-equal-weighted-etf-mvw-2/</loc>
		<lastmod>2019-06-20T04:49:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-international-fixed-interest-index-fund-hedged/</loc>
		<lastmod>2019-06-20T04:49:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-etfs-iaa-ieu-ijp-and-ivv-3/</loc>
		<lastmod>2019-06-20T04:49:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/wa-iw-product-disclosure-update-01-july-2019/</loc>
		<lastmod>2019-07-25T01:28:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/sa-sw-product-disclosure-update-01-july-2019/</loc>
		<lastmod>2019-07-25T01:28:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/saf_pds2/</loc>
		<lastmod>2019-07-31T02:48:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-msci-index-int-shares-hedged-etf-vgad-2/</loc>
		<lastmod>2019-07-31T02:52:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/wa_idps_guide-01-july-2019/</loc>
		<lastmod>2019-08-01T00:25:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/nwag_mda-fsg_20190813_v3-2-secured/</loc>
		<lastmod>2019-08-13T05:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-index-opp-conservative-fund-2/</loc>
		<lastmod>2019-09-02T12:27:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/jp-morgan-global-macro-opp-fund-3/</loc>
		<lastmod>2019-09-02T12:29:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-australian-equal-weighted-etf-mvw-3/</loc>
		<lastmod>2019-09-02T12:30:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-aus-fixed-interest-index-fund-2/</loc>
		<lastmod>2019-09-02T12:31:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-intl-fixed-interest-index-fund-hedged/</loc>
		<lastmod>2019-09-02T12:31:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-aus-fixed-income-etfs-ilb-bill-isec/</loc>
		<lastmod>2019-09-02T12:32:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/russell-investments-aus-bond-etfs-rgb-rcb-rsm/</loc>
		<lastmod>2019-09-02T12:34:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/legg-mason-brandywine-global-opp-fixed-income-fund-3/</loc>
		<lastmod>2019-09-02T12:34:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-etfs-iaa-ieu-ijp-and-ivv-4/</loc>
		<lastmod>2019-09-02T12:35:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/zurich-wealth-protection-pds-2/</loc>
		<lastmod>2019-12-15T23:53:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/financial-planning-capability-statement-compressed-20190212v1/</loc>
		<lastmod>2020-01-28T23:39:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/investment-management-capability-statement-compressed-20190902v1/</loc>
		<lastmod>2020-01-28T23:56:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/met_combined_pds_and_policy_terms_20191222/</loc>
		<lastmod>2020-02-06T02:52:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/talr0086-ap-pds/</loc>
		<lastmod>2020-02-20T12:05:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/netwealth-super-accelerator-pds/</loc>
		<lastmod>2020-03-04T19:55:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/netwealth-wealth-accelerator-idps_guide/</loc>
		<lastmod>2020-03-04T19:55:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/terms-of-business-agreement-v1-0-21-april-2020/</loc>
		<lastmod>2020-04-21T02:35:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/australian-executor-trustees-small-apra-fund/</loc>
		<lastmod>2020-05-04T08:14:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/legg-mason-brandywine-global-opp-fixed-income-fund-4/</loc>
		<lastmod>2020-05-04T08:16:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/spdr-sp-asx-200-fund-stw-2/</loc>
		<lastmod>2020-05-04T08:17:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-aus-property-securities-index-etf-vap/</loc>
		<lastmod>2020-05-04T08:20:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/russell-investments-growth-fund/</loc>
		<lastmod>2020-05-04T08:20:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/russell-investments-balanced-fund/</loc>
		<lastmod>2020-05-04T08:21:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-aus-fixed-income-etfs-ilb-bill-isec-2/</loc>
		<lastmod>2020-05-04T08:21:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/invesco-global-tr-fund/</loc>
		<lastmod>2020-05-04T08:22:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/asteron-life-pds/</loc>
		<lastmod>2020-09-29T04:57:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/generation-life-investment-bonds-pds/</loc>
		<lastmod>2020-09-29T05:02:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/metlife-protect-metlife-protect-super-pds-01042020/</loc>
		<lastmod>2020-09-29T05:03:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/netwealth-ma-service-pds/</loc>
		<lastmod>2020-09-29T05:06:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/tal-accelerated-protection-combined-pds-pol-doc-27-mar-20/</loc>
		<lastmod>2020-09-29T05:08:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/zurich-wealth-protection-pds-3/</loc>
		<lastmod>2020-09-29T05:09:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-gss-index_opportunities_conservative_fund/</loc>
		<lastmod>2020-09-29T05:15:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-aust-fixed-interest-etf-pds/</loc>
		<lastmod>2020-09-29T05:17:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-aust-property-index-etf-pds/</loc>
		<lastmod>2020-09-29T05:19:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-international-fixed-interest-etf-pds/</loc>
		<lastmod>2020-09-29T05:20:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-internation-shares-etf-pds/</loc>
		<lastmod>2020-09-29T05:23:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-active_50-50_balanced_fund_pds/</loc>
		<lastmod>2020-10-08T05:14:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/etf-securities-gold-etf_pds/</loc>
		<lastmod>2020-10-09T02:24:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/spdr-dow-jones-global-real-estate-pds-29june2018/</loc>
		<lastmod>2020-12-03T00:12:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/atlas_infrastructure_aust_feeder_fund_pds__final_26sept2017/</loc>
		<lastmod>2020-12-03T00:14:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/nanuk-new-world-fund-pds-final-16nov2020/</loc>
		<lastmod>2020-12-03T00:16:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/sgm-mmt_product-disclosure-statement/</loc>
		<lastmod>2021-01-12T04:27:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/sgm-mmt_product-disclosure-statement-2/</loc>
		<lastmod>2021-01-12T04:28:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/sgm-mmt_product-disclosure-statement-3/</loc>
		<lastmod>2021-01-12T22:32:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ieu-ijp-ivv-iaa/</loc>
		<lastmod>2021-01-12T22:34:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ilb-bill-isec/</loc>
		<lastmod>2021-01-12T22:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/rgb-rcb-rsm/</loc>
		<lastmod>2021-01-12T22:41:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/jp-morgan-global-macro-opp-fund-2020/</loc>
		<lastmod>2021-01-12T22:47:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/financial-services-guide-mcg-libero-mar-1st-2021/</loc>
		<lastmod>2021-03-01T02:43:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-managed-account-service-pds-updates-15-oct-2020/</loc>
		<lastmod>2021-03-04T21:58:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/bennelong-ex-20-australian-equities-fund-pds-1-dec-2020/</loc>
		<lastmod>2021-03-05T01:53:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/saf-pds-01mar21/</loc>
		<lastmod>2021-04-20T23:54:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/aia-product_disclosure_statement_may_2021/</loc>
		<lastmod>2021-05-13T01:00:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/privacy-policy-may-2021-v3/</loc>
		<lastmod>2021-05-25T07:47:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ma-service-menu-8-june-21/</loc>
		<lastmod>2021-06-08T22:48:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-managed-account-service-pds-part-1-17-oct-2019/</loc>
		<lastmod>2021-06-08T22:48:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/managed_model_profile_libero-23feb2021/</loc>
		<lastmod>2021-06-08T22:49:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-super-accelerator-pds-1-march-2020/</loc>
		<lastmod>2021-06-08T22:59:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/updates-to-netwealth-super-accelerator-pds-dated-1-march-2020/</loc>
		<lastmod>2021-06-08T23:00:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/aet-small-apra-fund-pds-1-march-2021/</loc>
		<lastmod>2021-06-08T23:38:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vgi-partners-global-investments-limited-prospectus-july-2017-1/</loc>
		<lastmod>2021-06-23T23:53:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ifp-global-franchise-fund-hedged-product-disclosure-statement-pds-ifp-gff-h-anz/</loc>
		<lastmod>2021-06-24T00:01:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/legg-mason-western-asset-australian-bond-pds/</loc>
		<lastmod>2021-06-24T00:03:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/firetrail-absolute-return-fund-class-a_pds-20210101_/</loc>
		<lastmod>2021-06-24T00:03:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/yourteam/businessman-checking-digital-data-by-virtual-reality/</loc>
		<lastmod>2021-07-27T03:37:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/yourteam/business-people-having-a-meeting-on-the-hallway/</loc>
		<lastmod>2021-07-27T03:47:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/alphinity-sustainable-share-fund_pds-april-2021/</loc>
		<lastmod>2021-08-23T10:06:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ardea-real-ooutcome-fund_20210622-pds/</loc>
		<lastmod>2021-08-23T10:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/impax-sustainable-leaders-fund_pds/</loc>
		<lastmod>2021-08-23T10:11:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/etfs-physical-gold_pds/</loc>
		<lastmod>2021-08-23T10:12:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/firetrail-absolute-return-fund-class-a_pds/</loc>
		<lastmod>2021-08-23T10:13:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ifp-global-franchise-fund-hedged-product-disclosure-statement-pds-ifp-gff-h-anz-2/</loc>
		<lastmod>2021-08-23T10:16:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/iaaivvieuijp-ishares-international-equity-etfs-pds/</loc>
		<lastmod>2021-08-23T10:19:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/jpmorgan-global-macro-opportunities-fund-class-a-pds-20210527/</loc>
		<lastmod>2021-08-23T10:21:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/legg-mason-wa-australian-bond-product-disclosure-statement/</loc>
		<lastmod>2021-08-23T10:23:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/legg-mason-bw-global-opportunistic-fixed-income-pds-feb-2021-copy/</loc>
		<lastmod>2021-08-23T10:24:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/legg-mason-wa-australian-bond-product-disclosure-statement-2/</loc>
		<lastmod>2021-08-23T10:25:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/russell-balanced-fund-class-a-pds/</loc>
		<lastmod>2021-08-23T10:36:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-aust-equal-weight-etf-pds-20210726/</loc>
		<lastmod>2021-08-23T10:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-ftse-global-infrastructure-hedged-pds-20210726/</loc>
		<lastmod>2021-08-23T10:42:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-msci-international-quality-hedged-etf-pds-20210726/</loc>
		<lastmod>2021-08-23T10:44:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-australian-fixed-interest-fund-pds-2020/</loc>
		<lastmod>2021-08-23T10:51:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ma-service-menu-part-2-pds-20210820/</loc>
		<lastmod>2021-08-23T10:53:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/managed_account_product_disclosure_updates-20210701/</loc>
		<lastmod>2021-08-23T10:55:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/financial-services-guide-mcg-libero-mar-1st-2021-2/</loc>
		<lastmod>2021-09-01T23:57:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/fsg-mcg-libero-01-september-2021/</loc>
		<lastmod>2021-09-02T00:01:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/fsg-mcg-libero-01-september-2021-2/</loc>
		<lastmod>2021-09-02T00:02:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/pmcg-privacy-policy-may-2021-v3/</loc>
		<lastmod>2021-09-03T00:22:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/pmcg-privacy-policy-may-2021-v3-2/</loc>
		<lastmod>2021-09-03T00:23:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-wealth-accelarator-iw-product-disclosure-update/</loc>
		<lastmod>2021-09-03T05:20:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-wealth-accelerator-idps-guide-1-march-2020/</loc>
		<lastmod>2021-09-03T05:31:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/terms-of-business-agreement-v4-0-25-june-2021/</loc>
		<lastmod>2021-09-24T05:43:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/terms-of-business-agreement-v4-1-25-june-2021/</loc>
		<lastmod>2021-09-24T05:58:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/financial-planning-capability-statement-20210727v1-optimised-secured/</loc>
		<lastmod>2021-10-20T03:29:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/investment-management-capability-statement-20210401v1-optimized-secured/</loc>
		<lastmod>2021-10-20T03:30:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/whole-client-terms-of-business-agreement-version-1-0-22nd-november-2021-secured/</loc>
		<lastmod>2021-11-23T02:13:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/wholesale-client-terms-of-business-agreement-version-1-0-22nd-november-2021-secured/</loc>
		<lastmod>2021-11-23T02:14:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/retail-terms-of-business-agreement-v5-0-2-dec-2021/</loc>
		<lastmod>2021-12-02T00:41:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/wholesale-client-terms-of-business-agreement-version-1-0-22nd-november-2021/</loc>
		<lastmod>2021-12-02T00:41:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-managed-account-pds-25th-october-2021/</loc>
		<lastmod>2021-12-04T05:15:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-managed-account-service-menu-part-2-pds-4th-december-2021/</loc>
		<lastmod>2021-12-04T05:15:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-accelerator-pds-updates-5th-october-2021/</loc>
		<lastmod>2021-12-04T05:23:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-super-accelerator-pds-updates-25-october-2021/</loc>
		<lastmod>2021-12-04T05:26:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-wealth-accelerator-pds-updates-5th-october-2021/</loc>
		<lastmod>2021-12-04T05:26:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-super-accelerator-pds-updates-26-october-2021/</loc>
		<lastmod>2021-12-04T05:30:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/tal-accelerated-protection-combined-pds-with-spds-24-september-2021/</loc>
		<lastmod>2021-12-20T00:21:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/blackrock-diversified-esg-stable-fund-pds-20211022/</loc>
		<lastmod>2022-03-10T11:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/schroder-real-return-fund-pds-20211001/</loc>
		<lastmod>2022-03-10T11:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-vectors-etf/</loc>
		<lastmod>2022-03-24T02:52:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/perth-mint-gold-pds/</loc>
		<lastmod>2022-03-24T02:53:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-super-accelerater-pds-updates-jan-2022/</loc>
		<lastmod>2022-04-05T02:41:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/managed-account-pds-part-2-april-5th-2022/</loc>
		<lastmod>2022-04-05T02:43:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/bennelong-australian-equities-fund-pds-1-feb-2022/</loc>
		<lastmod>2022-04-14T02:38:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/arrowstreet-global-equity-fund-pds-oct-5-2021/</loc>
		<lastmod>2022-04-14T02:38:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-australian-fixed-income-etf-pds-plus-flot-26-july-2021/</loc>
		<lastmod>2022-04-14T02:38:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/dimensional-global-value-trust-may-26-2020/</loc>
		<lastmod>2022-04-14T02:38:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/dimensional-australian-value-trust-may-26-2020/</loc>
		<lastmod>2022-04-14T02:39:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/20210726-pds-gdx/</loc>
		<lastmod>2022-04-25T23:46:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/20210929-pds-clne/</loc>
		<lastmod>2022-04-25T23:49:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/etfs_equity_pds_15_feb_2021_final_c13b9d3f60/</loc>
		<lastmod>2022-04-25T23:53:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/etfs_equity_pds_ftec_final_f5f6503555/</loc>
		<lastmod>2022-04-25T23:54:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/etfs_equity_pds_semi_hgen_9_sep_2021_c2e38d59be/</loc>
		<lastmod>2022-04-25T23:55:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/invest-unlisted-core-infrastructure-fund-im-final-december-2020/</loc>
		<lastmod>2022-04-25T23:56:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/wealth-accelerator-idps/</loc>
		<lastmod>2022-05-12T06:27:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-super-accelerator-6-june-2022/</loc>
		<lastmod>2022-06-06T03:33:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/super-accelerator-pds/</loc>
		<lastmod>2022-09-27T08:31:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-ma-service-pds-30-sept-22/</loc>
		<lastmod>2022-10-04T05:54:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/nab-term-deposits-via-platforms/</loc>
		<lastmod>2022-10-17T23:04:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/pds-metlife-protect-14102022/</loc>
		<lastmod>2022-10-17T23:37:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pmcg/perth-mint-image/</loc>
		<lastmod>2022-12-11T23:34:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pmcg/gold-image/</loc>
		<lastmod>2022-12-11T23:36:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pmcg/logo-the-perth-mint/</loc>
		<lastmod>2022-12-11T23:55:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pmcg/gold-image-20k/</loc>
		<lastmod>2022-12-13T02:54:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pmcg/gold-image-40k/</loc>
		<lastmod>2022-12-13T02:55:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/schroder-real-return-fund-pds-16-march-2022/</loc>
		<lastmod>2022-12-15T07:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-equity-etfs-product-disclosure-statement-en-au/</loc>
		<lastmod>2022-12-22T22:07:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-equity-etfs-product-disclosure-statement-en-au-2/</loc>
		<lastmod>2022-12-22T22:08:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-australian-fixed-income-and-cash-etfs-product-disclosure-statement-en-au-2/</loc>
		<lastmod>2022-12-22T22:09:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneckpds-global-equities/</loc>
		<lastmod>2022-12-22T22:11:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/au-etfpds-vanguard_international_shares_etfs-vgs-vgad-vae/</loc>
		<lastmod>2022-12-22T22:13:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/au-etfpds-vanguard_australian_fixed_interest_etfs-vaf-vgb-vacf/</loc>
		<lastmod>2022-12-22T22:14:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/australian-super-pds/</loc>
		<lastmod>2022-12-22T22:17:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/global-x-metal-securities-aust-ltd-prospectus/</loc>
		<lastmod>2022-12-22T22:19:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/au-etfpds-vanguard_australian_shares_etfs-vas-vhy-vap-vlc-vso/</loc>
		<lastmod>2022-12-22T22:21:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/spds-pds-metlife-protect_27112022/</loc>
		<lastmod>2023-01-22T23:50:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/dimensional-short-term-fixed-interest-trust_au-pds/</loc>
		<lastmod>2023-02-08T03:25:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/libero-capital-fsg-1-sep-2022/</loc>
		<lastmod>2023-02-24T01:14:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/investment-management-capability-statement-20230223/</loc>
		<lastmod>2023-02-24T01:27:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/financial-planning-capability-statement-20230222/</loc>
		<lastmod>2023-02-24T01:50:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/financial-planning-capability-statement-20230222-2/</loc>
		<lastmod>2023-02-24T02:03:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/investment-management-capability-statement-20230223-2/</loc>
		<lastmod>2023-02-24T02:03:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/clemm6ahf56vs0po9q6966iuw-genlife-investment-bonds-pds-2023-02-28/</loc>
		<lastmod>2023-03-07T01:13:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ma-service-menu/</loc>
		<lastmod>2023-03-07T01:21:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/sa-sw-product-disclosure-update-2/</loc>
		<lastmod>2023-05-05T02:15:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/wa_idps_guide-8/</loc>
		<lastmod>2023-05-05T02:17:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/super-accelerator-pds-2/</loc>
		<lastmod>2023-05-05T02:35:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/wsg1a_operating_your_wealth_accelerator_account/</loc>
		<lastmod>2023-05-05T04:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/wsg2_wholesale_client_information_guide/</loc>
		<lastmod>2023-05-05T04:10:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/s-ig1a-operating_your_super_accelerator_account/</loc>
		<lastmod>2023-05-05T04:13:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/s-ig2-additional_information/</loc>
		<lastmod>2023-05-05T04:14:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/pds-short-term-fixed-interest-trust_au/</loc>
		<lastmod>2023-05-15T01:59:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ma-service-pds/</loc>
		<lastmod>2023-05-15T02:01:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ma-service-guide/</loc>
		<lastmod>2023-05-15T02:02:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/arrowstreet-global-equity-fund-pds/</loc>
		<lastmod>2023-07-04T01:21:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/dimensional-global-value-trust-pds/</loc>
		<lastmod>2023-07-04T01:21:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/dimensional-australian-value-trust-pds/</loc>
		<lastmod>2023-07-04T01:21:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard_australian_fixed_interest_etfs-pds-vaf-vgb-vacf/</loc>
		<lastmod>2023-07-04T01:21:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/van-eck-global-equities-pds/</loc>
		<lastmod>2023-07-04T01:22:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/arde-pds-xaro/</loc>
		<lastmod>2023-07-04T01:28:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard_australian_shares_etfs-vas-vhy-vap-vlc-vso/</loc>
		<lastmod>2023-07-06T07:02:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard_msci_international_small_companies_index_etf-vism/</loc>
		<lastmod>2023-07-06T07:04:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard_australian_shares_etfs-vas-vhy-vap-vlc-vso-2/</loc>
		<lastmod>2023-07-06T23:29:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/product-disclosure-statement-premium-income-jepi/</loc>
		<lastmod>2023-08-18T04:01:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/fsi-equity-income/</loc>
		<lastmod>2023-08-18T04:02:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/pm-capital-pds-and-application-form-australia_7/</loc>
		<lastmod>2023-08-18T04:04:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/aspect-funds-class-a-pds-june-2023/</loc>
		<lastmod>2023-08-18T04:05:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-australian-fixed-income-and-cash-etfs-product-disclosure-statement-en-au-3/</loc>
		<lastmod>2023-08-18T06:26:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-1-3-month-us-treasury-bond-etf-pds/</loc>
		<lastmod>2023-08-18T06:28:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/arrowstreet-global-equity-fund-hedged-product-disclosure-statement-pds-agef-h-anz-1/</loc>
		<lastmod>2023-09-26T00:37:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/talr7985-0923-accelerated-protection-combined-pds-8sep2023/</loc>
		<lastmod>2023-09-29T05:46:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/pds-short-term-fixed-interest-trust_au-3/</loc>
		<lastmod>2023-11-16T02:36:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-wealth-accelerator-idps-guide-1-oct-2023/</loc>
		<lastmod>2023-11-16T03:59:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-operating-your-wealth-accelerator-account-pds-1-oct-2023/</loc>
		<lastmod>2023-11-16T20:51:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth_wholesale_client_information_guide-1-oct-2023/</loc>
		<lastmod>2023-11-16T20:52:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/service-and-advice/business-meeting/</loc>
		<lastmod>2023-12-19T13:31:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/service-and-advice/circular-quay/</loc>
		<lastmod>2023-12-20T02:32:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/service-and-advice/istock-579138058/</loc>
		<lastmod>2023-12-20T02:36:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/wealth-advisory/istock-579138058_2/</loc>
		<lastmod>2023-12-20T02:59:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/investment-management/istock-579138058_4/</loc>
		<lastmod>2023-12-20T03:03:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/contact-us/istock-579138058_3/</loc>
		<lastmod>2023-12-20T03:05:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/yourteam/istock-579138058_5/</loc>
		<lastmod>2023-12-20T03:07:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/yourteam/istock-1219916474_7/</loc>
		<lastmod>2023-12-20T03:10:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/wealth-advisory/istock-1322205577-1/</loc>
		<lastmod>2023-12-21T05:27:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ma-service-menu-2/</loc>
		<lastmod>2024-01-18T21:25:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/betashares-gold-hedged-qau-pds-20220930/</loc>
		<lastmod>2024-02-01T23:05:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/gqg-partners-emerging-markets-equity-fund-a-class-pds-20240115/</loc>
		<lastmod>2024-02-01T23:06:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-emerging-income-opportunities-active-etf-managed-fund-ebnd-pds-20221207/</loc>
		<lastmod>2024-02-01T23:07:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/opennetwealthform_filema_pdspart2_libero-1/</loc>
		<lastmod>2024-04-09T05:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ma-service-pds-part-1/</loc>
		<lastmod>2024-04-09T09:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ma-service-guide-2/</loc>
		<lastmod>2024-04-09T09:01:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-superannuation-accelerator-pds-1-october-2023/</loc>
		<lastmod>2024-04-10T12:13:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/s-ig2-additional_information-3-july-2023/</loc>
		<lastmod>2024-04-10T12:13:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/s-ig1a-operating_your_super_accelerator_account-1-october-2023/</loc>
		<lastmod>2024-04-10T12:14:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-superannuation-accelerator-pds-1-october-2023-2/</loc>
		<lastmod>2024-04-11T05:36:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/generation-life-supplementary-19-april-2024/</loc>
		<lastmod>2024-04-22T23:18:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-wealth-accelerator-idps-guide-1-october-2023/</loc>
		<lastmod>2024-05-01T02:26:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/aspect-diversified-futures-fund-18-dec-2023/</loc>
		<lastmod>2024-07-04T04:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-australian-fixed-income-and-cash-etfs-pds-28-may-2024/</loc>
		<lastmod>2024-07-04T04:11:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-equity-etfs-pds-28-may-2024/</loc>
		<lastmod>2024-07-04T04:12:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/spdr-core-etfs-stw-pds-25-june-2024/</loc>
		<lastmod>2024-07-04T04:14:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/activex-ardea-real-outcome-bond-fund-pds-xaro-23-nov-2023/</loc>
		<lastmod>2024-07-04T04:14:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/perpetual-pure-series-funds-pds-1-may-2024/</loc>
		<lastmod>2024-07-04T04:17:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/jp-morgan-us-100q-equity-premium-income-20-dec-2023/</loc>
		<lastmod>2024-07-04T04:18:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-australian-fixed-income-etf-pds-30-oct-2023/</loc>
		<lastmod>2024-07-04T07:33:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/arrowstreet-global-small-companies-no-2-fund-pds-6-september-2023/</loc>
		<lastmod>2024-08-28T23:01:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/colchester-emerging-markets-bond-fund-class-i-pds-27-sept-2022/</loc>
		<lastmod>2024-08-28T23:05:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/first-sentier-australian-small-companies-fund-pds/</loc>
		<lastmod>2024-08-28T23:12:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-equity-etfs-pds-28-may-2024-2/</loc>
		<lastmod>2024-08-28T23:14:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/pzena-emerging-markets-value-fund-p-class-6-oct-2023/</loc>
		<lastmod>2024-08-28T23:15:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/dimensional-australian-value-trust-pds-8-aug-2024/</loc>
		<lastmod>2024-08-28T23:16:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-active-etfs-vmin-vvlu-pds-15-sept-2023/</loc>
		<lastmod>2024-08-28T23:19:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/first-sentier-australian-small-companies-fund-pds-18-nov-2023/</loc>
		<lastmod>2024-08-28T23:23:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-managed-account-service-guide-14-june-2024/</loc>
		<lastmod>2024-09-09T01:35:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-wealth-accelerator-guide-pds-update-3-june-2024/</loc>
		<lastmod>2024-09-09T01:47:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/s-ig2-additional_information-2/</loc>
		<lastmod>2024-09-11T23:39:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/sa-sw-product-disclosure-update/</loc>
		<lastmod>2024-09-11T23:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/pds-global-value-trust_au/</loc>
		<lastmod>2024-10-22T02:31:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/pds-australian-value-trust_au-4/</loc>
		<lastmod>2024-11-28T05:07:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/pds-emerging-markets-value-trust_au/</loc>
		<lastmod>2024-11-28T05:09:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-global-equities-qual-qhal-ifra-pds-26-sept-2024/</loc>
		<lastmod>2024-11-28T05:25:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-australian-equal-weighted-etf-mvw-pds-21-aug-2024/</loc>
		<lastmod>2024-11-28T05:25:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard_australian_fixed_interest_etfs-vaf-vgb-vacf-pds-30-sept-2024/</loc>
		<lastmod>2024-11-28T05:31:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard-active-etfs-vmin-vvlu-pds-14-nov-2024/</loc>
		<lastmod>2024-11-28T05:31:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-equity-etfs-pds-27-nov-2024/</loc>
		<lastmod>2024-11-28T05:32:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-equity-etfs-pds-27-nov-2024-2/</loc>
		<lastmod>2024-11-28T05:36:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/betashares-high-interest-etf-aaa-pds-16-sept-2022/</loc>
		<lastmod>2024-12-13T01:55:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/aspect-diversified-fund-16-dec-2024/</loc>
		<lastmod>2024-12-16T05:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/first-sentier-australian-small-companies-fund-pds-16-nov-2024/</loc>
		<lastmod>2024-12-16T05:07:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/pzena-emerging-markets-value-fund-pds-26-july-2024/</loc>
		<lastmod>2024-12-16T05:20:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-australian-fixed-income-cash-etfs-pds-1-nov-2024/</loc>
		<lastmod>2024-12-16T05:37:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/product-disclosure-statements/zurich-wealth-protection-pds-4/</loc>
		<lastmod>2024-12-16T05:42:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/product-disclosure-statement-jpmorgan-us-100q-equity-premium-income/</loc>
		<lastmod>2025-01-21T03:43:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-wealth-accelerator-idps-guide-1-october-2023-2/</loc>
		<lastmod>2025-02-19T23:41:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-managed-account-pds-part-2-29-january-2025/</loc>
		<lastmod>2025-03-20T23:39:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/arrowstreet-global-equity-fund-hedged-pds-6-dec-2024/</loc>
		<lastmod>2025-03-21T02:23:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/arrowstreet-global-small-companies-fund-hedged-pds-6-dec-2024/</loc>
		<lastmod>2025-03-21T02:23:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/dimensional-short-term-fixed-interest-pds-21-october-2024/</loc>
		<lastmod>2025-03-25T04:31:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/aware-super-future-saver-pds-1-oct-2024/</loc>
		<lastmod>2025-04-03T04:50:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pmcg/mcg-logo-est-2002-cmyk/</loc>
		<lastmod>2025-04-15T05:04:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pmcg/mcg-logo-cmyk/</loc>
		<lastmod>2025-04-15T05:14:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pmcg/mcg-logo-est-2002-cmyk-2/</loc>
		<lastmod>2025-04-15T05:54:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-super-accelerator-pds-1-march-2025/</loc>
		<lastmod>2025-06-04T01:21:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/s-ig1a-operating_your_super_accelerator_account-1-march-2025/</loc>
		<lastmod>2025-06-04T01:24:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/s-ig2-additional_information-1-march-2025/</loc>
		<lastmod>2025-06-04T01:24:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/pmcg-libero-capital-fsg-as-at-03062025/</loc>
		<lastmod>2025-06-12T05:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/libero-capital-services-guides/pmcg-libero-capital-fsg-v5-as-at-030625/</loc>
		<lastmod>2025-06-12T05:49:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/pds-fixed-income/</loc>
		<lastmod>2025-06-18T05:27:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-australian-fixed-income-and-cash-etfs-product-disclosure-statement-en-au-4/</loc>
		<lastmod>2025-06-18T05:28:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-wealth-accelerator-idps-guide-1-march-2025/</loc>
		<lastmod>2025-08-14T05:44:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-wealth-accelerator-guide-1a-1-march-2025/</loc>
		<lastmod>2025-08-14T05:44:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/s-ig2-additional_information-3/</loc>
		<lastmod>2025-08-19T05:44:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ma_pdspart2_vanguard/</loc>
		<lastmod>2025-08-19T05:58:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-etfs-iaa-ieu-ijp-and-ivv-pds-27-aug-2025/</loc>
		<lastmod>2025-09-22T05:37:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/pzena-emerging-markets-value-fund-5-june-2025/</loc>
		<lastmod>2025-09-22T05:39:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/dimensional-short-term-fixed-interest-trust-pds-3-nov-2025/</loc>
		<lastmod>2025-11-26T01:47:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-super-accelerator-pds-1-october-2025/</loc>
		<lastmod>2025-12-09T03:21:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-superannuation-information-guide-1a-1-october-2025/</loc>
		<lastmod>2025-12-09T03:22:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-managed-account-pds-part-one-20-october-2025/</loc>
		<lastmod>2025-12-09T03:25:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-managed-account-service-guide-20-october-2025/</loc>
		<lastmod>2025-12-09T03:27:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-managed-account-pds-part-two-7-october-2025/</loc>
		<lastmod>2025-12-09T03:28:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/perth-mint-gold-pds-9-september-2025/</loc>
		<lastmod>2025-12-09T03:30:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/perpetual-pure-series-funds-pds-12-may-2025/</loc>
		<lastmod>2026-03-02T23:47:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vanguard_australian_fixed_interest_etfs-vaf-vgb-vacf-pds-1-sept-2025/</loc>
		<lastmod>2026-03-02T23:49:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-international-equity-etfs-product-disclosure-statement-30-sept-2025/</loc>
		<lastmod>2026-03-02T23:51:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/ishares-australian-fixed-income-and-cash-etfs-product-disclosure-statement-11-nov-2025/</loc>
		<lastmod>2026-03-02T23:53:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/vaneck-fixed-income-pds-1-dec-2025/</loc>
		<lastmod>2026-03-02T23:56:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/first-sentier-small-cap-pds-22-nov-2025/</loc>
		<lastmod>2026-03-03T00:03:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/au-etfpds-vanguard_active_etfs-vmin-vvlu/</loc>
		<lastmod>2026-03-03T00:08:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/netwealth-wa_idps_guide-1-oct-2025/</loc>
		<lastmod>2026-03-03T00:15:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://liberocapital.com.au/pds-superandinvestment-documents/wsg1a_operating_your_wealth_accelerator_account-1-oct-2025/</loc>
		<lastmod>2026-03-03T00:15:43+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->